Author: completebodyneeds

“As our high school mathematics teachers reminded us: you need to show your work. That is true for the commissioner’s calculations as well.” With that admonition, the Massachusetts Supreme Judicial Court criticized and returned the 2024 and 2025 workers’ compensation rate decisions to the state’s insurance regulators for reconsideration. The court found that they failed to explain why they chose to order a 14.6% rate cut in 2024 and a change in the methodology for rating public housing authority employees for 2024 and 2025. The high court’s opinion, written by Justice Scott L. Kafker, is a partial victory for the…

This article is part of a sponsored series by Fulcrum. What 25+ acquisitions taught me about growing a brokerage without growing the headcount. In the years I spent helping integrate more than 25 acquired agencies at a large independent brokerage, I watched the same scenario play out more times than I can count. A brokerage would close a deal, absorb a new book of business, and immediately feel the pressure of more accounts, more renewals, and more client expectations landing on a team already at capacity. The instinct is always to hire. Add another account manager. Bring on support staff.…

Louisiana Insurance Commissioner Tim Temple has issued an emergency rule suspending insurance cancellations and non-renewals in certain parishes as the state recovers from Tropical Storm Arthur. Emergency Rule 50 states that insurers refrain from issuing any notice of cancellation, notice of renewal, nonreinstatement or any other notice in the parishes of Avoyelles, Lafourche, Pointe Coupee, Rapides, St. Landry, St. Tammany, and Terrebonne. The order remains in effect until July 22, 2026, unless the insurance commissioner terminates it earlier. “As floodwaters recede and affected policyholders shift their focus from the disaster to the recovery phase, now is the time to issue…

Bamboo Insurance today launched its Essential homeowners program, a new HO2 product designed for homeowners looking for basic coverage. The Essential program provides what the company says is a lower-cost option focused on core protection that makes it convenient for homeowners to secure coverage. The program is designed to accommodate a broader range of properties, including older homes and those with prior loss history. Coverage is available for owner-occupied primary residences as well as seasonal or secondary homes. Bamboo Insurance is a technology-enabled managing general underwriter focused on homeowners’ coverage. Topics California Was this article valuable? Yes No Here are…

Postal workers have for years produced the largest share of federal workers’ compensation claims, from dog bites to fall injuries and more. Now, postal workers in Georgia are facing a new concern: The deaths of four employees at a sprawling distribution center outside of Atlanta in the last two years. The deaths and safety issues at the USPS Palmetto, Georgia, site prompted U.S. Sen. John Ossoff, D-Ga., last month to demand answers on what may be going wrong at the facility. “Since the Palmetto facility opened, postal workers have continually reported difficulty making calls inside of the facility in the…

July is Vehicle Theft Prevention Month, and Missouri Department of Commerce and Insurance (DCI) is using this month to inform drivers of ways to protect their vehicles from theft. In 2025, there were approximately 660,000 vehicle thefts reported in the United States, a 23% decrease from the previous year, according to data from the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA). Vehicle thefts cost U.S. car owners more than $8 billion annually. Missouri ranked in the top 10 states for vehicle thefts in 2025. “It’s encouraging to see vehicle thefts declining nationwide, but hundreds of thousands of…

Farmers Insurance has agreed to pay $2.87 million to settle a class action lawsuit alleging a Texas insurance agent sent unsolicited calls and texts in violation of the federal Telephone Consumer Protection Act. The class action alleges that Todd Henderson Insurance Agency and/or R. Todd Henderson sent calls and messages to phone numbers registered on the National Do-Not-Call Registry. Todd Henderson Insurance Agency is located in northwest Dallas. The alleged calls and text messages took place from October 8, 2020 through March 13, 2026. Approximately 8,000 individuals’ phone numbers were on the Do-Not-Call list that received at least two text…

Britain’s financial regulator has been urged to consider regulation of large language models such as ChatGPT, Claude and Gemini because of their growing influence on consumer financial decisions. In a review commissioned by the Financial Conduct Authority and published on Monday, the watchdog’s executive director, Sheldon Mills, also highlighted how companies’ reliance on a handful of technology providers introduces potential system-wide risks. Regulators globally have begun to focus more keenly on the impact of AI, from cyber and operational risks associated with frontier AI models such as Anthropic’s Mythos to the challenges posed by the agentic systems capable of acting…

Marshall+Sterling, the large, New York-headquartered insurance brokerage, has expanded its south Florida operations with a new office in Fort Lauderdale, the company announced. The firm, now with 22 locales around the country, already has an office in Wellington, Florida, near West Palm Beach. That will remain the home of Marshall+Sterling’s Equine division. The Fort Lauderdale site, on East Las Olas Boulevard downtown, will become a hub for the brokerage’s property-casualty operations in the region, including its four Virgin Islands offices, the firm said in a news release. The Fort Lauderdale hub will be led by Alison Kallman and Yannick Nicome,…

New Zealand’s flood-prone homes are outperforming the rest of the country’s moribund housing market, as buyers chase lower prices and shrug off climate risks. Properties facing the highest flood risk have gained 26.1% in value since January 2020, compared with 19.8% for homes with no exposure, property consultancy Cotality said Tuesday in Wellington. Discounts of as much as NZ$100,000 ($60,000) on some houses are proving too tempting for cost-conscious consumers, it said. As buyers accept known flood exposure in exchange for a lower price point, those properties are outgrowing the broader market in value, said Cotality Chief Data Officer Craig…