Author: completebodyneeds

CHARLOTTE, N.C. (October 6, 2026) – Trinity Underwriting Managers (TUMI), an Amwins Underwriting MGA focused on niche and hard-to-place transportation risks, today announced that Debra Kavert has joined the team as senior renewal underwriter, supporting the company’s Tow, Dump Truck and Intermodal programs. Kavert brings 20 years of underwriting experience across carrier and program manager platforms, specializing in transportation risks. Most recently, she managed commercial trucking accounts across multiple carrier programs. Earlier in her career, she spent 14 years as a senior transportation and commercial auto underwriter and quality compliance auditor. “We’re thrilled to welcome Debra to the TUMI team,”…

Where there’s smoke there’s fire, but is the reverse true? The presumption in California could be that it is. One fallout from the plague of wildfires that struck California in recent years is that smoke claims became a bigger issue and more often a point of contention between insurers and policyholders. The conflict over smoke damage after wildfires led to a task force to look at smoke damage claims and a new law in California designed to address the hazy area between the fire and claims on homes that are less visibly affected that involves testing and remediation, but some…

A New Jersey title insurance executive shot his wife and daughter and then shot himself, according to local police and prosecutors. Montgomery Township police discovered the double homicide and suicide when responding to a call to check on the occupants of a residence on Wild Azalea Lane. Police did not identify the caller. According to officials, the officers gained entry into the residence early in the evening on Friday, October 2. They discovered two deceased adult females located within two separate bedrooms. Both victims appeared to have suffered from gunshot wounds. They also found a deceased adult male with what…

If Isaias turns into a hurricane and hits the Florida Panhandle on Friday, as forecast, a population of more than 1.4 million lies in its path. The number of those that are insured property owners is less than clear. Market intelligence reports from the Florida Office of Insurance Regulation do not include property insurers that consider their data to be “trade secrets” and who elect not to make monthly and quarterly reports to OIR. Some of the largest carriers in Florida, including State Farm Florida, Universal Property & Casualty, and Slide Insurance, for example, do not show up on the…

On January 7 2025, an ill wind began to blow down the mountain canyons north of Los Angeles. Upland forests and shrubs were already bone dry thanks to a delayed start to the winter rainy season, so the arrival of hurricane-force Santa Ana winds let loose a monstrous spate of wildfires across the city. By the time the flames were finally extinguished, more than 18,000 homes and buildings were burned or destroyed and at least 31 people were killed — by any measure, one of the worst catastrophes in California’s history. Insurance offers one way to support people who have…

CFC said it has added to its Cyber Proactive Response (CPR) policy, introducing a series of enhancements including: new personal protections for senior executives of small to middle sized enterprises enhanced affirmative AI coverage extended indemnity period for business interruption claims “Cyber attacks no longer stop at the organization’s network. Increasingly, they target the people responsible for running the business,” said Scott Bailey, head of global cyber underwriting at CFC. “Senior executives can face unique personal exposures during high-pressure extortion and social engineering events, involving credible threats, harassment or physical security concerns affecting their families.” The new coverage for senior…

The London Bullion Market Association’s certification program served as a “thick smokescreen” that enabled serious abuses at a Tanzanian gold mine where two men died, lawyers alleged at the start of a London trial that could threaten its existence. The LBMA is facing trial after it was sued by the families of two men who were allegedly shot dead by police at the North Mara gold mine in 2019. Lawyers for the two families argue that the gold body’s decisions had a direct effect on the use of violence at the mine. “LBMA devised, trumpeted, and implemented a responsible sourcing…

Offshore oil and gas producers have begun shutting in wells and evacuating personnel from rigs and platforms near the US Gulf Coast in preparation for the region’s first Atlantic hurricane of the season, arriving by Saturday. Tropical Storm Isaias is expected to grow into a strong Category 2 hurricane in the coming days, with top winds of 110 miles (177 kilometers) per hour, the US National Hurricane Center said in a 5 p.m. New York time advisory. Forecasters are increasingly confident that the storm will land east of major energy assets off the coast of Louisiana and Texas. But any…

AM Best has affirmed the Financial Strength Rating of B++ (Good) and the Long-Term Issuer Credit Rating of “bbb+” (Good) of Hartland Mutual Insurance Company (Hartland) (Minot, ND). The outlook of these Credit Ratings (ratings) is stable. Concurrently, AM Best has withdrawn these ratings as the company has requested to no longer participate in AM Best’s interactive rating process. The ratings reflect Hartland’s balance sheet strength, which AM Best assesses as strong, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management. The rating affirmations reflect the reversal of a trend in deterioration of surplus…

Jeff Severino has joined Alliant Insurance Services as vice president within its employee benefits group on the Alliant Affinity team. Based in Kansas City, Severino will work with clients nationwide to design and develop tailored programs, drawing on a broad background spanning brokerage, underwriting, and client advisory. Severino brings 25 years of insurance industry experience, with a strong background in program design in the association and affinity market. His experience spans property and casualty, professional liability, management liability, and cyber programs. Having worked as both a broker and underwriter, Severino brings a well-rounded understanding of insurance and financial services products…