Author: completebodyneeds

This summer, global sport’s biggest event is coming to America. Part of what makes the World Cup so special is the storylines attached to the once-in-four-year event. This year’s tournament will likely be the last chapter in professional sport’s greatest ever rivalry, Messi vs. Ronaldo. With the tournament fast approaching, attention is turning not only to elite performance but to the growing role of technology in keeping players fit and match‑ready. AI is increasingly being deployed to predict, prevent and manage injury risk in professional sport. For insurers and their legal advisers, these developments raise important opportunities, along with new…

As the demographic of the average American renter changes, so too do their insurance needs. Renters today tend to be older with higher incomes and stronger credit profiles, and they often remain at the same address for several years, according to a recent report from TransUnion. The median renter is now 40 years old with a $56K household income and a TransUnion proprietary credit score of 652, the report found. Insurers’ views of renters as less-than-desirable consumers are long outdated, said Patrick Foy, senior director for TransUnion’s insurance business. “There’s been a shifting of homeowners to renters of some of…

Illegal cyber activities accounted for around a third of all crimes recorded in some Asian countries, with scams the most widespread and financially damaging, according to a new Interpol report. The global policing agency’s latest cyber threat cyber threat assessment cited the increasing dominance of online crimes compared to traditional illicit activity, describing the activities as “persistent, large-scale challenges affecting multiple jurisdictions” linked to the rapid adoption of digital infrastructure. Of the 18 Interpol member states in Asia and South Pacific that responded to a survey, more than half reported that cybercrime made up 30% of all crimes recorded nationally.…

The Justice Department’s Civil Rights Division announced last week that it found the University of California, Davis School of Medicine (Davis Med) discriminates based on race in its admissions process, violating a 2023 U.S. Supreme Court decision. The Justice Department alleges Davis Med adopted admissions practices with the express purpose of circumventing the Supreme Court’s decision in Students for Fair Admissions v. Harvard (SFFA), which affirmative action in higher education admissions. Documents obtained by the DOJ show that Davis Med leadership allegedly boasted about skirting the Supreme Court’s ruling by using proxies for race such as “socioeconomic variables” or “disadvantages.”…

A second firefighter has died from injuries suffered while fighting a fire and explosion at a Maine lumber mill last month. The May 15 fire at Robbins Lumber in Searsmont sent plumes of black smoke into the sky and necessitated a response from hundreds of firefighters to a rural part of the state. Searsmont Assistant Fire Chief Wayne Woodbury, 76, died Sunday morning from his injuries, the Maine Department of Public Safety said. Woodbury was among more than 10 people injured in the fire and explosion. Andrew Cross, 27, of the Morrill Volunteer Fire Department also died. “Wayne gave his…

At long last, Florida property insurers may be thinking, state regulators have revised a consumer complaint tabulation methodology that many had criticized as skewed, unrealistic and out of line with most other states. Under Rule 69O-138.003, published last week, the Florida Office of Insurance Regulation will no longer consider requests for claims-dispute mediation as official complaints. And only those complaints made by named insureds will be counted when tabulating a carrier’s complaint index—a metric that can trigger market conduct examinations of carriers. In the official language of rulemaking, the OIR will prioritize scheduling and conducting market conduct examinations of insurers…

James Henderson was a teenager in 1971 when he had to treat animals for a type of white maggot that ate livestock from the inside out — the New World screwworm. “It’s a horrible parasite, and it will eat that flesh very quickly,” said Henderson, who operates the Bradley 3 Ranch near Memphis in the Texas Panhandle. “From the time that adult fly lays its eggs until you have an animal that probably needs to be destroyed can be as little as 72 hours.” Henderson, like most Texas ranchers, has faced one battle after another in an industry already full…

The U.S. Department of Labor has secured a federal consent judgment requiring four Washington-based restaurants to pay $750,000 in back wages and damages to 42 workers after an investigation uncovered minimum wage and overtime violations of the Fair Labor Standards Act. Entered in the U.S. District Court for the Eastern District of Washington, the order comes after the department’s Wage and Hour Division found Nolberto and Guillermina Rodríguez, owners of Blanco Inc. and Mi Rancho Chico Inc., doing business as Rancho Chico in Spokane, Colville, and Omak, failed to pay employees required overtime of time and one-half their regular rate…

Ohio lawmakers this month passed a bill that aims to protect consumers from catalytic converter theft. House Bill 210 creates more transparent guidelines for businesses, including requiring scrap dealers and other buyers of used catalytic converters to comply with recordkeeping, reporting, and transaction requirements and establishes penalties for noncompliance. Additionally, the bill makes catalytic converter theft a felony of the fifth degree. Catalytic converter thefts skyrocketed between 2020-22 as a way for criminals to steal precious metals like platinum, palladium, and rhodium and resell them. The number of catalytic converter theft claims peaked in 2022, when there were approximately 45,000…

A fiery North Dakota derailment that happened two years ago demonstrated yet again why the National Transportation Safety Board has been urging the rail industry for decades to replace flawed tank cars that tend to rupture in a crash. The NTSB said in its final report last week that the workhorse DOT-111 tank cars are long overdue for replacement because of the way the devastating impact of a derailment is magnified anytime hazardous chemicals leak, especially if they catch fire as they did in this derailment just outside the town of Bordulac, North Dakota. In addition, the NTSB said railroads…