Author: completebodyneeds

Purdue Pharma appeared in New Jersey federal court on Tuesday for sentencing on charges of deceiving government regulators and paying kickbacks to doctors to boost opioid sales. The sentencing will complete a plea deal that clears the way for the company to dissolve in bankruptcy and use its assets to fund a $7.4 billion settlement intended to compensate people harmed by the opioid epidemic. U.S. District Judge Madeline Cox Arleo in Newark, New Jersey, said she was inclined to accept the plea deal but first wanted to hear from victims of the opioid crisis. Several victims sent letters to the…

A bipartisan effort is underway in the Senate with the introduction of a bill to extended the federal terrorism risk insurance program for seven years. A federal backstop for terrorism risk was first initiated late in 2002 by the Terrorism Risk Insurance Act (TRIA) to respond to insurers’ exclusions of terrorism risks from commercial property/casualty insurance policies following losses from 9/11. The change put construction projects on hold since financers required the insurance. This latest reauthorization bill extends the terrorism insurance program for seven years. TRIA has been reauthorized several times, the latest at the end of 2019. It is…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Crum & Forster (C&F) Insurance Agency administers Hartville Pet Insurance, similar to ASPCA Pet Insurance. Hartville’s waiting periods are a little longer for accidents than other companies, but some of their other waiting periods are more competitive. But will their policy cover your pet’s greatest needs? Let’s learn more about Hartville Pet Insurance and discover whether they could be a solid solution to manage the financial risks associated with pet ownership. Hartville has a 14-day waiting period for both accidents…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Toto was founded in 2018 and offers accident and illness coverage for your furry family members. Plans are customizable with various deductible, reimbursement, and payout limit options. Toto is unique because it offers Final Respect coverage, an optional add-on that reimburses you up to $300 for the cost of necropsy (autopsy), cremation, and urns. Other pet insurance companies don’t offer coverage for these items. Toto doesn’t allow you to transfer their plan over to someone else if ownership of…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. With their extensive coverage, Trupanion and Pets Best Pet Insurance easily make the list of the best pet insurance providers. Each has certain features that set it apart from the others and its own advantages that appeal to pet owners. With my comprehensive comparison, you’ll be able to choose the insurance that best meets your needs. Star Rating3.8/5.05.0/5.0Our RankingBest For Vet Direct PayBest OverallYear Founded20002005Customer Support OptionsLive Chat, Phone, Email, FaxLive Chat, Phone, Email, Mail, FaxUnderwriterAmerican Pet Insurance CompanyIndependence…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. One emergency vet bill could wreck your finances. Cancer in dogs can run over $40,000, and it’s not the only threat. If you think pet insurance sounds optional, think again. Is it worth it?Only if protecting your gentle giant matters. Here’s how to get the right coverage, before it’s too late. Is Pet Insurance Worth It for Large Dogs? Large dogs are more likely to face serious medical issues like hip dysplasia, torn ligaments, and bloat, which can cost…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. One of the most important things you can do for your dog is ensuring that she has an annual vet checkup and receives any recommended vaccinations from her veterinarian. Unfortunately, this annual checkup can become rather costly after you’re charged for the exam fee, shots, preventative medicine, etc. Can you get assistance in covering expenses like vaccinations through pet insurance? We’ll explain how to find the best pet insurance policy to help you cover these wellness expenses. Does Pet…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Choosing between Embrace and Fetch can be tricky since both offer comprehensive coverage and strong policy perks. Embrace stands out with its diminishing deductible, allowing you to save money over time if you don’t file claims. Meanwhile, Fetch includes alternative therapies like massage therapy in its base plan, which most insurers exclude or require an add-on for. If you’re looking for broad coverage with fewer exclusions, both providers are solid choices—but the differences in waiting periods, reimbursement options, and…

A tornado-producing thunderstorm left at least two people dead in northern Texas and displaced at least 20 families, with many homes sustaining major damage, authorities said Sunday. At least one person was killed and numerous homes were damaged Saturday night in the town of Runaway Bay, said Wise County Judge J.D. Clark, who serves as the county’s chief executive. Emergency responders worked to clear debris to reach damaged homes and provide medical care where needed, Clark said. “Access has been difficult due to blocked roadways and downed utilities, but crews have continued pushing forward to reach those in need,” Clark…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Perhaps you’ve heard of pet insurance through Allstate, Geico, or USAA because they sell pet insurance policies administered by Embrace. However, is Embrace the company you should choose? A Google search may have shown you other pet insurance options, like Pets Best. Which company is a better fit for your dog? Find out in our Embrace vs Pets Best comparison where we discuss coverage, customer service and reputation, claim processing, customizations, and pricing. Policy Coverage Policy Coverage Tie The…