Author: completebodyneeds

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Image credit: Ermolaev Alexander, Shutterstock Australian Shepherds have been among the top 15 most popular dog breeds in the U.S. for years. They make excellent family dogs for their adaptibilty to people and other dogs, affectionate and friendly nature, and easy trainability. However, Aussies are by no means couch potato dogs. Bred as hardworking dogs, they require a lot of daily exercise and mental stimulation. Due to their high energy levels, Aussies are prone to accidents and some secondary…

North Carolina’s insurance commissioner has negotiated a 10% increase in average rates for dwelling insurance, for rental and non-owner-occupied properties, over the next two years. The North Carolina Rate Bureau, representing property insurers, last fall had filed for a 68% rate over two years. In the state’s unique ratemaking system, the bureau usually asks for a proposed level for rates, and the Department of Insurance may hold hearings and offer its own actuarial analysis. Commissioner Mike Causey said a hearing on the dwelling rate, set for July, was canceled after the two sides settled on the 5% per year increase…

Marsh Risk, a business of Marsh, announced the launch of Risk Companion, the next iteration of its digital solutions suite designed to help clients effectively and efficiently manage unique risks. Risk Companion is enabled by an AI-powered analytics engine that connects Marsh Risk’s risk dataset to its actuarial models and deep subject-matter expertise. It represents a significant advance in Marsh’s use of AI to give clients a more detailed view of risk exposures and mitigation options. “As risks have become more complex, interconnected, and volatile, clients around the world need quicker access to the data, analytics, and insights that enable…

Some UK insurers may be forced to change how they set their prices for motor and home insurance as a result of a regulatory investigation next year, according to Fitch Ratings. Insurers have been accused of overcharging customers who do not shop around for the best deal and Fitch expects those insurers engaging in this practice will have to adjust their prices. However, Fitch did not expect these price changes to materially weaken insurers’ profits because they likely will align prices through a combination of price cuts for existing customers and price rises for newer customers. “The sector’s profitability is…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Border Collies are known for their intelligence, agility, and obedience. They are fantastic family pets and have enormous amounts of love and affection to give. These herding champs are also major high-energy dogs requiring at least two hours of exercise daily. Their seemingly endless energy levels make them susceptible to accidents and some secondary health issues if they don’t receive enough mental and physical activity. Without proper stimulation, they may develop anxiety and exhibit destructive behaviors, like chewing on…

If you’re taking out big student loans, it might make sense to purchase life insurance while you’re at it.

NEWSWISE — The Hayward fault, part of the larger San Andreas fault system, runs 74 miles through the East Bay of the San Francisco Bay Area. The fault is overdue for an earthquake that could cause extensive damage to such a dense population zone. In a recent study, published in Seismological Research Letters, scientists at Lawrence Livermore National Laboratory (LLNL) and Lawrence Berkeley National Laboratory (LBNL) simulated earthquake scenarios on the Hayward fault and analyzed how the rupture and underground structure affect ground motion intensity along the fault. “Using high-performance computing earthquake simulations, we are interested in learning what the…

Quarterly earnings reporting may soon become optional for U.S. firms—yet the vast majority of companies are unlikely to take advantage of lighter requirements as it could hurt valuations, investors and market participants say. A plan to move from quarterly to half-year reporting was revived by President Donald Trump last year after he initially proposed it during his first administration. The U.S. Securities and Exchange Commission is expected to soon formally seek feedback and comments from the public for a proposal to remove the quarterly earnings reporting requirement. Proponents argue that it is a way to help businesses focus on longer-term…

Providers in the U.K.’s markets for cash savings, mortgages, insurance, mobile phone contracts and broadband are burdening customers with a “loyalty penalty” of around 4 billion pounds ($4.4 billion) a year, the Competition and Markets Authority said. Vulnerable people, including the elderly and those on a low income, may be more at risk of overpaying for key financial services that comes staying with the same bank or insurance provider for a long time, the U.K. competition watchdog said in a statement Wednesday. The CMA received a “super-complaint” in September by Citizens Advice about a possible “loyalty penalty” for customers in…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Image credit: VesnaArt Shutterstock The super popular Pug packs a big personality in that itty-bitty body. Known for their loud snoring, adorable roly bodies, smushy faces, buggy eyes, and corkscrew tails, Pugs are full of charm and make excellent companions. Unfortunately, many of this breed’s trademark physical traits can result in several hereditary health concerns, such as brachycephalic obstructive airway disease, hip and spinal abnormalities, patella luxation, dental problems, eye conditions, and more. Dealing with your Pug’s medical issues…