Author: completebodyneeds

What are the chances your home will get damaged by a tornado, hurricane, earthquake or fire? RealtyTrac crunched the data in more than 3,000 counties nationwide to find out.

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. The Labradoodle combines the friendliness of a Labrador Retriever with the brains of a Poodle. Labradoodles are among the most popular hybrid breeds and make excellent furry companions for active families. However, there are various health conditions this crossbreed can inherit from its parent breeds. Some of the major health issues that Labradoodles are susceptible to include allergies, gastric torsion, hip dysplasia, CCL ruptures, cancer, intervertebral disc disease (IVDD), and epilepsy. Taking care of your dog’s medical needs can…

A California company was fined $4.4 million for misclassifying caregivers as independent contractors. The California Labor Commissioner’s Office cited Hart Placement Agency Inc., a Canoga Park based company, and its principals, Annie Ghaw and Hartmann Ghaw, for misclassifying 144 caregivers as independent contractors who were working in homes throughout Los Angeles County. An LCO investigation reportedly found that Hart Placement, operated by a mother and son team, misclassified caregivers and denied them legal protections, including accurate wage statements and paid sick leave. Of the total $4,423,450 cited, $4,266,450 is owed directly to the affected workers. From October 2022 through December…

The Department of Justice issued an order on April 23, rescheduling state-licensed medical marijuana and Food & Drug Administration-approved cannabis products to Schedule III of the Controlled Substances Act (CSA). The order is also expected to jumpstart the stalled Drug Enforcement Administration rescheduling process for adult use marijuana, which currently remains in Schedule I. The order, therefore, narrows but does not eliminate federal prohibitions. Historical Insurer Treatment of Marijuana For years, federal illegality and Schedule I status fueled blanket exclusions, limited capacity, and encouraged a reliance on the excess and surplus market, where bespoke forms and higher premiums filled coverage…

An indictment charges six in a sophisticated theft ring that shipped stolen vehicles to countries as far as Africa, according to an announcement by the U.S. District Court in the District of Columbia. According to the indictment, at least 20 cars in the Washington metropolitan area and Pennsylvania were stolen and transported across state lines, then sold to buyers in the United States and the African nation of Ghana. Law enforcement said it continues to investigate the defendants involved in relation to the theft of more than 100 vehicles in the District of Columbia and more than 30 vehicles in…

For decades, the 1990 theft of 13 artworks from the Isabella Stewart Gardner Museum — now valued at more than $500 million — has remained unsolved. It remains the largest art theft in history — far surpassing more recent museum thefts, including a daylight heist at the Louvre involving far fewer works that was resolved more quickly. In 2013, the FBI said it knew who was responsible for the Boston museum heist but declined to name them, fueling speculation that persists today. A former FBI agent who led the investigation for more than two decades is now offering the first…

LONDON – Insurers in Britain that are not ready to implement tougher “value for money” rules on car and home policies could face disciplinary action, the Financial Conduct Authority said on Wednesday. The FCA found in May that loyal customers were not getting value for money, and that 6 million policyholders would have saved 1.2 billion pounds ($1.65 billion) if they had paid the average instead of high prices actually paid. It set out enhanced rules from October to ensure people renewing home and motor insurance did not pay more than new customers. They also made it simpler to stop…

When you purchase through links on our site, we may earn a commission at no extra cost to you. Learn more. Cryptorchidism can cause confusion for pet parents wanting to know if insurance will cover it. This is because the treatment for cryptorchidism is neutering your dog, which on its own isn’t covered by pet insurance. However, the necessity for neutering your dog due to a cryptorchidism diagnosis may make the castration surgery and related diagnostics eligible for coverage through pet insurance. Clear as mud? We’ll provide more details about the condition and different scenarios that may make pet insurance…

A year after the Trump Administration attempted to halt funding for some resiliency programs, the Federal Emergency Management Administration announced almost $20 million in flood mitigation grants around the Southeast. The funding for projects in Alabama, Florida, Kentucky, Mississippi and South Carolina is part of more than $250 million that FEMA said it will spend on 100 flood mitigation projects around the country, the agency said in a bulletin. The Southeast projects include properties near the coast as well as inland: $2.3 million to elevate six properties in Santa Rosa County, in the Florida Panhandle. Elevating the most flood-prone structures…

In another win for auto insurers, a federal appeals last week struck down a proposed class-action lawsuit over the methods carriers use to value totaled vehicles. At least five appellate courts in the last few years have said “no” to potentially far-reaching class actions filed over actual cash value, noting that each covered vehicle has a unique value and cannot be lumped into one category and one lawsuit, the U.S. 6th Circuit Court of Appeals said in a case that originated in Memphis, Tennessee. State Farm insured driver Jessica Clippinger attempted to bring the class action on behalf of thousands…