Author: completebodyneeds

The operator of the massive cargo ship that struck Baltimore’s Francis Scott Key Bridge is now facing criminal charges for actions leading up to and after the crash that killed six people more than two years ago. The Dali container ship’s power loss caused it to lose propulsion and steering and ram into the bridge’s supports, leading to the deadly collapse and closing Baltimore’s port for months. In addition to the new charges announced Tuesday, the companies that own and operate the ship have faced a slew of legal challenges, many of which have been resolved with settlements. Maryland officials…

NASHVILLE — The future of property-casualty insurance is here and it looks a lot like … a devoted personal assistant for the policyholder, one that moves at lightning speed and never complains or takes a day off. “You want your customer personalization to really come across as a concierge service,” said Russell Page, chief information officer for Hagerty, an insurer that specializes in coverage for classic cars and specialty vehicles. Page Page spoke this week at the Insurance Innovators USA annual conference in Nashville. He and others stressed that rapidly evolving technology, including artificial intelligence systems, while far from perfect,…

Dream Finders Homes Inc. submitted a $704 million offer to acquire rival homebuilder Beazer Homes USA Inc., which rejected the bid as too low. Jacksonville, Florida-based DFH is offering $25.75 per share in cash for Beazer, according to a statement Monday that confirmed an earlier Bloomberg News report. The bid represents a roughly 40% premium to Beazer’s closing price on May 5, the day on which DFH submitted the offer to the target’s board, the statement shows. Beazer rose 34% to close at $25.16 in New York trading Monday, giving the company a market value of about $688 million. DFH…

American Family Insurance has launched a branded reality competition series, “Designed To Last,” a first-of-its-kind show that reimagines how to think about protecting homes and families against increasing climate risk. The four-episode series sponsored by American Family Insurance premiered May 5 and streams on Hulu. Watch the trailer here. “Designed To Last” brings together architects, engineers and inventors to tackle one of today’s most urgent challenges: safeguarding homes against unpredictable and extreme real-world conditions. Through high-stakes design challenges, the series showcases innovative solutions that aim to fortify homes while inspiring audiences to think differently about preparedness, protection and resilience. Each…

From a distance, the small solar farm in central Tennessee looks like others that now dot rural America, with row upon row of black panels absorbing the sun’s rays to generate electricity. But beneath these panels is lush pasture instead of gravel, enjoyed by a small herd of cattle that spends its days munching grass and resting in the shade. Silicon Ranch, which owns the 40-acre farm in Christiana, outside of Nashville, believes cattle-grazing is the next frontier in so-called agrivoltaics, which mostly has involved growing crops or grazing sheep beneath the panels. The solar company debuted the project this…

Reconstruction cost inflation in the U.S. cooled in the second quarter, offering a bit of relief for insurers and businesses, a new report shows. Verisk’s Q2 2026 360Value Quarterly Reconstruction Cost Analysis shows total reconstruction costs, which includes materials and retail labor, rose 3.6% year-over-year, a pace that was down from 5.2% growth in the prior year’s period. Quarter-over-quarter growth slowed to 0.8%. Residential reconstruction costs rose 3.2% nationally. Commercial costs climbed 4.1%. The report out Wednesday arrived as wholesale prices, a broad measure of inflation wholesale, in April posted their highest annual increase in more than three years. The…

The Bank of Canada struck an optimistic tone on the economic impact of artificial intelligence, arguing that widespread adoption of the technology will boost the country’s ailing productivity without significant job losses. In her first speech as external deputy governor, Michelle Alexopoulos extolled AI for its potential to increase output per hour worked, adding that it could also improve business competitiveness, boost wages for workers and create cost savings for consumers. The productivity gains from AI depend on whether the technology ends up being the so-called general purpose type, like computers, where use spreads throughout the entire economy and create…

It’s a mystery on the streets of New York City. What traffic law violator with unpaid fines is driving a black Pontiac Trans Am that looks like the car with the talking computer from the 1980s TV series “Knight Rider,” and even has the same license plate? Officials at an Illinois museum are among the people who would like to know. The Volo Museum near Chicago, which has a replica of the show’s Trans Am that hasn’t moved from its exhibit in years, recently received a $50 traffic ticket from the Big Apple, alleging its car was doing 36 mph…

Oklahoma Governor Kevin Stitt this week signed a bill that gives the insurance department the authority to review insurance rate changes before they can go into effect. Under House Bill 3781, all rates in competitive markets shall be filed 30 days before their effective date, along with supplementary information providing support for the rate change. For non-competitive markets, insurers must provide rate filings 60 days before implementation. The legislation, takes effect July 1, 2027, moves Oklahoma from a use-and-file system to a file-and-wait system. The new law allows the insurance commissioner to review filings and request actuarial data when rates…

The odds are rising that a weather-roiling El Niño will emerge in the next few months and strengthen through the year, threatening global crop supplies, altering storm patterns and pushing temperatures toward record highs. There is an 82% chance El Niño will develop in the equatorial Pacific between May and July, and a 67% chance it will be either a strong or very strong event when it peaks between November to January, the US Climate Prediction Center said in a Thursday statement. “El Niño could likely be declared in the next two months,” said Nathaniel Johnson, a meteorologist with the…